Renovating your home doesn’t just make it look better—it can also save you money, thanks to several U.S. government programs.
1. Federal Tax Credits
The Inflation Reduction Act offers:
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30% tax credit (up to $3,200 yearly) for upgrades like insulation, windows, doors, and heat pumps.
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30% credit for clean energy systems such as solar panels and battery storage.
2. Rebates
Homeowners can also get rebates of:
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Up to $8,000 for heat pumps
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$1,750 for heat pump water heaters
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$1,600 for attic insulation
3. Special Programs
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USDA Section 504: Loans (up to $20k) and grants (up to $7.5k) for low-income rural homeowners.
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VA Grants: Up to $110k for veterans with disabilities to adapt their homes.
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Weatherization Assistance: Helps low-income families cut energy bills through insulation and efficiency upgrades.
4. State & Local Help
Many states and cities also offer extra rebates, loans, or PACE financing, which lets you pay for upgrades through property taxes.
Final Word
Government incentives make renovations more affordable while boosting home comfort and value. If you’re planning a project, check federal, state, and local programs—you might save thousands.