Report: What $776,400 Buys in the Canadian Housing Market

As of June 2025, Canada’s median home price is $776,400, according to the Canadian Real Estate Association (CREA). While this reflects a gradual decline from the 2022 peak of $951,200 (−18%), affordability remains a key challenge. The same price point translates into very different property types depending on location—ranging from condos in major cities to detached homes in smaller markets.


  1. National Market Context

Median Price (June 2025): $776,400

Peak Price (2022): $951,200

Change Since Peak: −18%

Trend: Four consecutive months of softening, following broader market cooldowns.

This median represents the middle point of all residential transactions, giving a benchmark to assess regional affordability.


  1. Regional Variations in Buying Power

3.1 Major Metropolitan Areas

Toronto & Vancouver:

$776,400 is unlikely to buy a detached home in the core.

Typical options: 1–2 bedroom condos or townhouses in suburban areas.

3.2 Mid-Sized Cities

Calgary, Edmonton, Ottawa:

At this price, buyers can expect modern detached homes or well-located townhouses.

Stronger value compared to larger urban markets.

3.3 Smaller Cities & Rural Areas

Atlantic Canada, Prairie Towns, Northern Ontario:

$776,400 can secure larger detached homes, often newer builds with more land.

Significantly more space and lifestyle value than in urban centers.


  1. Implications

For Buyers

Urban buyers face constrained choices, often limited to condos.

Regional buyers gain substantial property size and quality at the same budget.

Highlights the importance of location-based expectations in purchase planning.

For Sellers

Urban sellers must align pricing carefully to stand out in competitive, high-cost markets.

Non-urban sellers may attract relocation buyers seeking affordability and more space.

For Policymakers & Economists

The gap between urban and non-urban housing affordability is widening.

Potential for migration shifts as households trade city proximity for affordability.


  1. Outlook

With interest rate cuts anticipated, buyer demand could rebound, especially in suburban and mid-sized city markets.

However, in high-cost urban cores, affordability challenges may persist unless supply expands.


  1. Conclusion

The national median home price of $776,400 underscores Canada’s regional housing disparities. While the number signals relative cooling from the pandemic-era peak, its buying power varies dramatically: from modest condos in Toronto and Vancouver to spacious detached homes in smaller cities. For buyers, sellers, and policymakers, this median figure highlights the ongoing tension between affordability, location, and lifestyle choices in Canada’s real estate market.

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